I have been a producing loan originator for over two years. I have over 17 years of banking and real estate sales experience. I have been a Residential Mortgage Originator with Northern Bank and Trust since April of 2018.

With my experience and dedication I am able to provide my clients the attention necessary to make their home loan process smooth and uncompli-cated. It is important that I understand the needs of my clients to ensure the best loan product that fits their needs. Being able to offer competitive loan products, rate and costs has always been my number one priority.

Community involvement is important to me, I have served two terms and was the President of the Somonauk Education Foundation. I am pursuing multiple opportunities in the DeKalb County area.

I have been married to mu husband Rick for nine years. My husband Rick is co- owner of Wilkinson Excavating, Inc. located in Somonauk, IL.

I am an extremely proud mother of two children.. My son, Zack is studying Management Informa-tion Systems at the University of Alabama. My daughter, Destiny is a graduating senior at Somonauk High School and will be attending Uni-versity of Illinois-Springfield this fall pursuing a degree in Nursing.

My husband and I enjoy showing his Calypso Green 1993 Ford Mustang at car shows throughout the year. You may often see me out and about having fun on our Polaris Ranger visiting friends. Mostly, I enjoy watching football, hockey and baseball games.


 Heather Wilkinson




Heather Wilkinson

Mortgage Loan Originator

NMLS #1059732

Office: 630.553.1542 Ext. 708

Cell: 815.970.1739

Fax:  630.553.2306

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Yorkville National Bank & Trust


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First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza,The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust, and American Commercial Bank & Trust.

First Ottawa Financial Services is a division of The First National Bank of Ottawa

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Main Bank
701 LaSalle St.
Ottawa, IL 61350
Phone: 815.434.0044
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