I have over 25 years of Experience in the Residential Mortgage Department as an Originator. I have been with First National Bank of Ottawa for going on 9 years.  I specialize in working with first time homebuyers.  I also have the knowledge it takes to put you into the right program that fits your personal needs. My borrower always come first! 

I am also very active in the community. I am an Ambassador for the Streator Chamber and currently serve as their President.

I’ve also been a Rotarian for over 20 years and have also served as President a few years ago.





Karen Karpati

Mortgage Loan Originator

NMLS #663776

Office: 815.672.2941

Cell: 815.252.3502

Fax:  815.673.3479

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Streator National Bank



Fill out a Pre-Mortgage Application today!

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First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza,The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust, and American Commercial Bank & Trust.

First Ottawa Financial Services is a division of The First National Bank of Ottawa

EMAIL NOTICE:  Please be aware that Internet E-mail is not a secure means of transmitting information. Private information such as Account Numbers and Social Security Numbers should not be included in your E-mail.


Main Bank
701 LaSalle St.
Ottawa, IL 61350
Phone: 815.434.0044
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