Residential Lending
We can get you your dream home.
With our customer friendly mortgages, your dream of owning a home is easy. Our team of Residential Mortgage Lenders will help you establish a comfortable monthly payment at the lowest interest rate available to help with the purchase of your new home.
The First National Bank offers the following mortgages:
- Fixed rate mortgages with as little as 5% down payment
- Conventional Loans
- Adjustable Rate Mortgages
- Home Equity Loans
- Low or no down payment, FHA, VA and Rural Housing (USDA) loans
- Ease of auto debit Mortgage payments
- 1 - 4 unit Investment Properties
Whether this is your first home, new construction or your current home, our team of lenders are ready to help you with your financing needs.
Talk to one of our Residential Mortgage Lenders today to get pre-qualified. Fill out the Pre-Mortgage Loan Application to get started.
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Residential Lending
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Member FDIC Equal Housing Lender
First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza,The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust, and American Commercial Bank & Trust.
First Ottawa Financial Services is a division of The First National Bank of Ottawa